In late 2022, CommerceHealthcare^® published its annual look ahead and assessment of leading issues and opportunities influencing providers. Healthcare Finance Trends for 2023 — Multiple Intersecting Challenges (Trends Report) offered themes in four overarching categories:

• Financial
• Patient financial experience
• Digital transformation
• Building trust

As a leading bank, Commerce Bank maintains active industry and economic surveillance to help clients stay current. Consistent with this effort, this report updates selected Trends Report analysis within the four categories.